How to calculate overall Conveyancing fees for buying a house

conveyancing fees for buying a house
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Houses are sold at higher prices in the UK, especially if you want to buy stand-alone houses. Freehold properties are sold at a higher price than leasehold properties. Buying a house in the UK might cost you £125,000 or it might cost you £500,000, it depends on your money-power, i.e. how far you can go for buying a home in the UK. Banks also provide home loans or mortgage to the people who desire to live in their own properties, but didn’t have the money enough to pay the entire price for buying the home in the UK. Beside mortgage and deposits, there are other merits that buyers should take into count before buying a house in the UK. In this article, I will explain you what are the deposits require to meet the cost of home buying. In addition, you will learn how to calculate overall conveyancing fees for buying a house in the UK.

Summing up conveyancing fees for buying a house in the UK

The total cost of home buying is calculated by summing different costs such as disbursement costs and fees you pay for solicitors/licensed conveyancers. There are other miscellaneous costs that you will also be paying and we will discuss about them in the next headings.

Solicitor conveyancing fees

This cost is further categorized to disbursement costs and solicitor basic fee.

Solicitor Basic Fee

The Solicitor will ask you their service fee to buy a home for you in the UK. The basic fee will be comprised of the solicitor’s service costs and VAT (value added tax charges) on the service. It might lie somewhere between £500-£1500 + VAT (value added tax charges).

Disbursement Charges

Disbursement charges are the costs a property lawyer pays on the behalf of the buyer. There are different types of disbursement charges, including, survey fees, local search fees, removal fees, SDLT (stamp duty land tax), registry fee, and a few other charges.

Mortgage Valuation Fee

A mortgage is the loan that the buyer gets from the lender after a small valuation. People have to pay valuation fee to the surveyor who values the house for the purposes of a formal check if the house is eligible for the mortgage.

Mortgage Application Fee

When people get a home loan, they have to pay fees of mortgage application to the lenders. Sometime lenders allow you to add the application fee in the home loan package so people can pay it in terms of loan back instalments.

House survey costs

There are different kinds of house surveys, build survey or structural survey is the best to be considered. The cost of the survey will also be paid by the solicitor or conveyancer as a part of disbursement charges.

Local Search Services

These are the charges that solicitor will pay for different searches such as environment search, drainage search, contaminated lands, flood risk or different other local searches based on the locality of the house.

Stamp Duty Land Tax

It is a big fee that solicitor will pay on the behalf of the buyer. SDLT (stamp duty land tax) will not be applicable to the house cost less than £125000. It is counted as a percentage of the overall cost of the house.

Land Registry

You will be paying a percentage fee of the overall cost of your house to turn the land to your name as a new buyer of the house.

Removal Fees

You will be moving your belongings, furniture, etc. to the new home and the removal fee is your headache to be paid. It typically counts £300-£600 in the UK.

Running Costs

There are still few costs to be paid such as costs of furnishing, gas and electricity bills, fee of WIFI, water supply bills, etc.


Conveyancing fees for buying a house is not that big that you can’t afford, moreover, conveyancer will help you to avoid mistakes in the home buying deals. For more information, you can visit our website.